Secure Your
U.S. Green Card
with Half the
Investment

Invest up to $400K today and unlock permanent residency for your entire family!

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What is the EB5 Loan Program?

The EB5 program offers foreign investors a direct path to U.S. permanent residency. While traditional applicants invest $800,000 in qualifying American job-creating projects, our innovative financing solution requires just $400,000 upfront - making your American dream accessible today.

Why wait years to save enough when your family's future in America can begin now?

Our EB5 Loan Advantage

Same Green Card, Half the Initial Investment

Save $400,000 upfront

Preserve capital for your new American life.

100% USCIS compliant

Our structured program meets all legal requirements

Risk-mitigated investments

Projects with institutional backing and 50%+ completion

Faster processing timeline

Work permits in as little as 3-6 months

Expert Guidance

End-to-end support from immigration attorneys and financial advisors

Family-inclusive

Secure future for spouse and children under 21

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Designed for High-Achievers Like You

Our strategic financing solution is tailored specifically for:

  • H-1B professionals seeking permanent residency
  • Accomplished entrepreneurs and business founders
  • Corporate executives planning their U.S. transition
  • Medical Professionals

Financial Comparison

Financial ComponentStandard EB5With Loan Program
Principal Investment$800,000$400,000 (max loan amount)
Legal/Immigration Fees$20,000$20,000
USCIS Fees$20,000$20,000
Loan Interest (5 years)$0$100,000 (low as 5% APR)
Total Capital at Risk$800,000 + Expenses$400,000 + $100,000 + Expenses

Process Timeline

Your clear path to Permanent Residency

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Days 1-40

Foundation Phase

  • Expert legal team retention
  • Source of funds analysis
  • Investment documentation execution
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Days 40-90

Application Filing

  • Fund into secure escrow
  • Submit I-526 green card petition
  • File I-485 adjustment of status (if in US)
  • Complete biometric appointments
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Days 90-180

Work Authorization

  • Receive Employment Authorization Document
  • Gain Advance Parole travel privileges
  • Begin working and living freely in the US
  • Five-year permits - immediate freedom
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Months 18-24

Petition Approval

  • USCIS approves your I-526 petition
  • Investment review confirmation
  • No additional fees at this stage
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6 Months Later

Green Card Delivery

  • Receive 2-year conditional Green Card
  • No interview required in most cases
  • Full permanent resident privileges
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Final Stage

Permanent Residency

  • File I-829 for condition removal
  • Receive permanent, unrestricted Green Card
  • Path to citizenship now open
  • Investment term ends

USCIS Loan Compliance

Alignment With USCIS EB5 Requirement

The loan program aligns with the U.S. Citizenship and Immigration Services (USCIS) requirements for EB-5 investments through the following detailed provisions:

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Personal Loan StructureThe program offers loans structured as personal loans, issued directly to the investor who holds a stake in the company. This structure ensures that the investor maintains a direct financial commitment to the enterprise, as required by USCIS guidelines.
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Adequate CollateralizationEach loan is secured by the investor's economic interest in the company, with collateral equal to or greater than the loan amount. This ensures compliance with USCIS requirements for at-risk investments backed by tangible assets, demonstrating genuine financial involvement.
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Mandatory Annual PaymentsInvestors are required to make annual payments of interest and principal throughout the loan term. This practice meets USCIS requirements for sustained investment activity, demonstrating continuous financial commitment and maintaining the investment's active status.

USCIS Accepts Loans for EB-5 Investment If:

The loan is secured by the investor's own assets (not the assets of the EB-5 project or a third party). The investor is personally and primarily liable for the loan — meaning recourse loans are acceptable. Additionally, the loan is obtained lawfully, and its source is clearly documented.

Key USCIS Rulings

Documentation Needed

Loan agreement

Collateral documents (e.g., property title, fixed deposit certificate)

Source of loan funds (how the lender got the money)

Proof of investor's ownership of collateral + Proof of personal liability

Our Projects

Explore Urban and Rural Projects

Comprehensive Risk Mitigation

Your Capital, Protected by Design

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Advanced Construction StageProjects are typically over 50% complete, reducing risk and ensuring timely delivery.
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Institutional Co-investmentTop-tier financial institutions have committed significant capital, adding credibility and confidence.
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Legal SafeguardsStrong completion guarantees and intercreditor agreements protect investor interests.
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Preferred Payment StructureEB-5 investors receive priority returns, securing their position in the capital stack.
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Job Creation SurplusProjects exceed job creation requirements by 150-200%, ensuring compliance and approval.
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Strategic LocationsProperties are in high-demand, resilient markets, driving long-term value and stability.

Request Access to Full Diligence

Get essential insights to support your EB-5 investment and Green Card process:

Project Materials

Start Your EB-5 Journey Today

Take the first step toward securing your U.S. Green Card through our innovative EB-5 financing solution. Schedule a free consultation and learn how our tailored loan program can make your dream a reality.

Disclaimer: The information provided on this website is for general informational purposes only and does not constitute legal, financial, investment, or immigration advice. EB5Loan.com does not guarantee results or outcomes, including but not limited to loan approvals, immigration petition approvals, or investment performance. Users are encouraged to consult with qualified professionals before making any financial, legal, or immigration-related decisions. We disclaim all liability for any actions taken or not taken based on the content of this website.