Secure a U.S.
Green Card in
4 months

Invest $400K today and unlock permanent residency for your family

Limited Investment Opportunities Available

What is the EB5 Program?

The EB5 program offers permanent U.S. residency to foreign investors who provide a minimum of $800,000 into a qualifying project that fuels American job creation. This program paves a direct path to a Green Card for you and your immediate family.

Timeline for Applicants Already in the U.S.: 2-3 Years

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Phase 1 (3-4 weeks)

Due Diligence & Legal Team

Legal team reviews the project and finalizes the investment.

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Phase 2 (1-3 months)

Investment & Filing

Funds are transferred to escrow, and I-526 petition, along with I-485, I-765, and I-131, is filed.

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Phase 3 (3-4 months)

Approval & Green Card

USCIS processes I-526, and conditional Green Card is issued.

EAD and Advance Parole may also be approved in 90-180 days.

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Phase 4 (6-24 months)

Permanent Residency

File I-829 to remove conditions and receive permanent residency.

Typical EB5 Timeline (for Applicants Outside the U.S.)

Total Cost of EB5 without Loan: $890K+

$800K

Investment Capital

$20K

Attorney Fees

$20K

USCIS Filing Fees (Spread Over Milestones)

$50K

Fund Administration Fees

EB5 Loan

Your Strategic Financing Solution

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Tailored for High-Skilled Professionals

Specifically designed for accomplished founders, operators, and H-1B professionals pursuing U.S. permanent residency.

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Tier-One Backing

Supported by top tier institutions including:Image

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Innovative Financing

Access up to $400,000 at 5% interest, secured against your ownership interest in the SPV (Special Purpose Vehicle) behind the project.

Financial Comparison
Financial ComponentStandard EB5With Loan Program
Principal Investment$800,000$400,000
Legal/Immigration Fees$20,000$20,000
USCIS Fees$20,000$20,000
Loan Interest (5 years)$0$100,000 (5% interest)
Total Capital at Risk~$800,000 + Expenses~$400,000 + $100,000 + Expenses

EB5 Loan Terms

$400K
Maximum Loan
Borrow against invested capital and ownership interest
5%
Interest Rate
Fixed rate over 5-year term
2029
Projected Repayment
4 year investment term

USCIS Loan Compliance

USCIS Accepts Loans for EB-5 Investment If:
• The loan is secured by the investor’s own assets (not the assets of the EB-5 project or a third party).
• The investor is personally and primarily liable for the loan — meaning recourse loans are acceptable.
• The loan is obtained lawfully, and its source is clearly documented.

Alignment With USCIS EB5 Requirement

The Opportunity Fund loan program aligns with the U.S. Citizenship and Immigration Services (USCIS) requirements for EB-5 investments through the following detailed provisions:

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Personal Loan StructureThe program offers loans structured as personal loans, issued directly to the investor who holds a stake in the company. This structure ensures that the investor maintains a direct financial commitment to the enterprise, as required by USCIS guidelines.
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Adequate CollateralizationEach loan is secured by the investor’s economic interest in the company, with collateral equal to or greater than the loan amount. This ensures compliance with USCIS requirements for at-risk investments backed by tangible assets, demonstrating genuine financial involvement.
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Mandatory Annual PaymentsInvestors are required to make annual payments of interest and principal throughout the loan term. This practice meets USCIS requirements for sustained investment activity, demonstrating continuous financial commitment and maintaining the investment’s active status.

Key USCIS Rulings

Matter of H-A-, ID# 382672 (AAO Mar. 15, 2017):

Matter of H-A-, ID# 382672 (AAO Mar. 15, 2017): Clarified that loans must be secured by the investor’s personal assets.

USCIS Policy Manual (Vol. 6, Pt. G, Ch. 2):

Confirms that indebtedness is allowed if it is secured by assets owned by the investor and the investor is personally liable.

Documentation Needed

Loan agreement

Collateral documents (e.g., property title, fixed deposit certificate)

Source of loan funds (how the lender got the money)

Proof of investor's ownership of collateral + Proof of personal liability

Our Project

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Investment Opportunity Analysis

Funding Security

Funding Security

Backed by, ensuring fully secured financing.

Construction Progress

Construction Progress

Over 50% complete, providing clear oversight of remaining costs.

Robust Job Creation

Robust Job Creation

Exceeds EB-5 requirements by a substantial margin.

Capital Protection

Capital Protection

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Resilient Location

The project’s location and asset type are strategically positioned for faster recovery, even in market downturns.

Secure & Structured

A milestone-based release schedule, completion guarantees, and intercreditor agreements ensure strong investor protection.

Institutional Backing

Supported by industry giants likeImage

Risk Mitigation

A carefully structured investment with built-in safeguards, reducing risk for EB5 investors.

Comprehensive Risk Mitigation

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Institutional BackingFinancial strength and credibility is added through major firms like: Image
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Legal ProtectionsRobust completion guarantees and intercreditor agreements safeguard your investment.
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Financial Security$100M+ coverage dedicated to protecting EB-5 investor capital.
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De-risked DevelopmentWith most of construction completed and full funding secured, investors benefit from reduced exposure to project risk.

Request Access to Project Materials

Get essential insights to support your EB-5 investment and Green Card process:

Project Materials

Take the first step toward securing your Green Card through the EB-5 program

Ask questions about the EB-5 process, timelines, and costs.

Disclaimer: The information provided on this website is for general informational purposes only and does not constitute legal, financial, investment, or immigration advice. EB5Loan.com does not guarantee results or outcomes, including but not limited to loan approvals, immigration petition approvals, or investment performance. Users are encouraged to consult with qualified professionals before making any financial, legal, or immigration-related decisions. We disclaim all liability for any actions taken or not taken based on the content of this website.